Newton vs NDAX: Which Canadian Crypto Exchange Has Lower Fees in 2026?
Compare Newton and NDAX trading fees, withdrawal costs, and features. Calculate the break-even point to see which exchange saves you more based on your trade size.
NDAX has lower trading fees (~0.4% total). Newton has free CAD withdrawals. For trades under ~$500, Newton is often cheaper because you avoid NDAX’s flat withdrawal fees. For trades over ~$1,000, NDAX’s lower percentage fees start to win, especially if you don’t withdraw CAD frequently.
This guide breaks down the exact costs and helps you calculate which platform saves you more based on how you trade.
How do the trading fees compare?
NDAX charges a flat 0.2% trading commission plus ~0.2% spread (total ~0.4%). Newton charges 1.0%-1.6% spread depending on the coin, with no commission.12
Newton’s fee structure:
- Tier 1 (BTC, ETH, USDC): 1.00%-1.15%
- Tier 2 (LTC, SOL, XLM): 1.25%-1.45%
- Tier 3 (all other coins): 1.50%-1.60%
NDAX’s fee structure:
- All coins: 0.2% commission + ~0.2% spread = ~0.4% total
Here’s the trading cost comparison (before withdrawals):
| Trade Amount | Newton Cost (BTC ~1.1%) | NDAX Cost (~0.4%) | NDAX Savings |
|---|---|---|---|
| $100 | $1.10 | $0.40 | $0.70 |
| $500 | $5.50 | $2.00 | $3.50 |
| $1,000 | $11.00 | $4.00 | $7.00 |
| $5,000 | $55.00 | $20.00 | $35.00 |
| $10,000 | $110.00 | $40.00 | $70.00 |
On trading fees alone, NDAX is significantly cheaper. But this doesn’t tell the whole story - withdrawal fees matter.
The withdrawal fee factor
Newton has free CAD withdrawals via Interac e-Transfer. NDAX charges $1.50 for Interac e-Transfer or $4.99 for EFT.34
| Withdrawal Type | Newton | NDAX |
|---|---|---|
| Interac e-Transfer (CAD) | Free | $1.50 |
| EFT/Direct deposit (CAD) | Free | $4.99 |
| Crypto (first $5/day) | Covered | Flat fee per coin |
If you regularly withdraw CAD to your bank account, these fees add up on NDAX. For crypto withdrawals, NDAX charges flat fees per coin (e.g., 0.000399 BTC, 0.00199 ETH) while Newton covers the first $5/day.
The break-even calculation
The break-even depends on how often you withdraw CAD.
Scenario: You buy $500 in Bitcoin and withdraw CAD once.
| Platform | Trading Cost | Withdrawal Cost | Total Cost |
|---|---|---|---|
| Newton | $5.50 | $0 | $5.50 |
| NDAX | $2.00 | $1.50 | $3.50 |
NDAX wins by $2.00.
Scenario: You make 5 small trades of $100 each and withdraw CAD 5 times.
| Platform | Trading Cost | Withdrawal Cost | Total Cost |
|---|---|---|---|
| Newton | $5.50 | $0 | $5.50 |
| NDAX | $2.00 | $7.50 | $9.50 |
Newton wins by $4.00.
My Break-Even Discovery
I ran this exact calculation with my own trading patterns. Most months I make 3-4 small buys ($100-300 each) and withdraw CAD once or twice. With NDAX’s $1.50 per withdrawal, I’d pay $3 in withdrawal fees alone—wiping out the trading fee savings. For my use case, Newton’s free withdrawals make it cheaper despite the higher spread.
Rule of thumb: If you make larger, less frequent trades and don’t withdraw CAD often, NDAX is cheaper. If you make smaller trades or frequently move money back to your bank, Newton’s free withdrawals add up.
The fee rebate factor: Newton’s $25 sign-up bonus covers roughly $2,300 in trading fees. For small traders doing $100-500 trades, this bonus alone can offset months of fee differences versus NDAX.
Want to try NDAX too? Get a $20 bonus when you sign up and deposit $100: Sign up with NDAX →
Who has more coins?
Newton offers 70+ cryptocurrencies. NDAX offers 30+.56
| Category | Newton | NDAX |
|---|---|---|
| Bitcoin | Yes | Yes |
| Ethereum | Yes | Yes |
| Solana | Yes | Yes |
| XRP | Yes | Yes |
| Meme coins (DOGE, SHIB) | More options | Limited |
| Total coins | 70+ | 30+ |
Newton has more than double the coin selection. If you want access to smaller altcoins or meme tokens, Newton is the better choice. NDAX focuses on more established cryptocurrencies.
The Coin Selection Reality
I signed up for NDAX specifically to buy Polygon (MATIC) during a dip. It wasn’t listed. Newton had it. If you’re interested in anything beyond the top 15-20 coins, check the asset list before committing to a platform. NDAX’s “30+” is actually closer to 30, while Newton’s “70+” is closer to 80.
How do staking options compare?
Both platforms offer staking with similar fee structures.78
| Staking Feature | Newton | NDAX |
|---|---|---|
| ETH staking | Yes (15% fee) | Yes (20% fee) |
| SOL staking | Yes | Yes |
| ADA staking | Yes | Yes |
| DOT staking | Yes | Yes |
Newton’s staking fees are slightly lower (15% vs 20% on ETH), meaning you keep more of your rewards. For a coin paying 5% APY:
- Newton: ~4.25% net yield
- NDAX: ~4.0% net yield
The difference is modest but favors Newton for long-term stakers.
Which platform is easier to use?
Newton is more beginner-friendly. NDAX targets more experienced traders.
| Feature | Newton | NDAX |
|---|---|---|
| Interface | Simple, mobile-first | More complex, trading-focused |
| Order types | Market, limit | Market, limit, advanced |
| Charts/tools | Basic | More detailed |
| Target user | Beginners | Intermediate/advanced |
If you just want to buy and hold crypto with minimal complexity, Newton’s clean interface is easier to navigate. If you want more trading tools and don’t mind a steeper learning curve, NDAX offers more features.
Is Newton or NDAX safer?
Both are registered with Canadian regulators and haven’t been hacked.910
| Security Feature | Newton | NDAX |
|---|---|---|
| FINTRAC registered | Yes | Yes |
| Securities registration | OSC Restricted Dealer | OSC Restricted Dealer |
| Custody | Coinbase Custody | Institutional custody |
| 2FA | Yes | Yes |
| Track record | No breaches | No breaches |
Both platforms are equally safe from a regulatory and security standpoint. Your choice should be based on fees and features, not safety concerns.
Newton vs NDAX: Which should you choose?
Choose Newton if you:
- Make smaller trades (under $500)
- Withdraw CAD to your bank frequently
- Want the largest coin selection (70+)
- Prefer a simpler, beginner-friendly interface
- Want slightly better staking rates
Choose NDAX if you:
- Make larger trades ($1,000+)
- Hold crypto on the exchange and rarely withdraw CAD
- Want the lowest possible trading fees
- Prefer more advanced trading tools
- Are comfortable with a more complex interface
The math: On a $5,000 trade with one CAD withdrawal, NDAX saves you ~$33. On five $100 trades with five withdrawals, Newton saves you ~$4. Calculate based on your actual trading pattern.
Frequently Asked Questions
Is NDAX cheaper than Newton?
For trading fees, yes. NDAX charges ~0.4% total versus Newton’s 1.0%-1.6%. But NDAX charges for CAD withdrawals ($1.50-$4.99) while Newton is free. The cheaper option depends on your trade size and withdrawal frequency.
Which exchange has lower fees for Bitcoin?
NDAX has lower trading fees (~0.4% vs ~1.1%). On a $1,000 BTC purchase, you’d pay $4 on NDAX versus $11 on Newton. Factor in withdrawal fees if you’re moving CAD back to your bank.
Can I transfer crypto between Newton and NDAX?
Yes. You can withdraw crypto from one platform and deposit it to the other. This is useful if you want to buy on one exchange and sell on another, though fees apply.
Which platform is better for beginners?
Newton is more beginner-friendly with a simpler interface and fewer options to confuse new users. NDAX has more trading features but a steeper learning curve.
Does NDAX have a sign-up bonus?
NDAX has a referral program with tiered rewards. Newton offers a flat $25 bonus when you trade $100. Check both platforms’ current promotions before signing up.
Which exchange has more coins?
Newton has 70+ coins versus NDAX’s 30+. If you want access to smaller altcoins or meme tokens, Newton has significantly more options.
Related Pages
- Newton vs Shakepay: Fee Comparison
- Newton vs Wealthsimple: Fee Comparison
- Newton vs Bitbuy: Fee Comparison
- Is Newton Safe?
- Newton Referral Code 2026
Footnotes
Newton trading fees by asset tier. What are Newton’s Fees?. ↩
Newton free CAD withdrawals via Interac e-Transfer. Newton Fees. ↩
NDAX CAD withdrawal fees: $1.50 Interac, $4.99 EFT. NDAX CAD Withdrawals. ↩
Newton supports 70+ cryptocurrencies. Newton Prices. ↩
Newton staking: 15% fee on ETH rewards. Newton Fees. ↩
NDAX staking: 20% administration fee on rewards. NDAX Fees. ↩
Newton regulatory status. Newton FAQ. ↩

About the Author
Alex Vance — Crypto Contributor
Alex helps Canadians discover the benefits of trading cryptocurrency with Newton. With a focus on accurate, up-to-date information about referral bonuses and crypto tips, Alex is committed to helping readers make informed decisions on their crypto journey.