Newton Fees Explained: Trading Costs, Spreads, and Withdrawal Fees (2026)
Complete breakdown of Newton crypto fees including trading spreads by coin tier, withdrawal costs, staking fees, and how to minimize what you pay.
Newton charges 1.0%-1.6% in trading fees (spread) depending on the coin, with no separate commission. Bitcoin and Ethereum are cheapest at 1.0%-1.15%. CAD deposits and withdrawals are free via Interac e-Transfer. Newton covers the first $5 of crypto withdrawal fees daily.1
This guide breaks down exactly what you’ll pay for every type of transaction on Newton.
How Newton’s trading fees work
Newton doesn’t charge a commission fee. Instead, they make money on the “spread” - the difference between the buy price and sell price.1
When you buy Bitcoin, you pay slightly more than the market price. When you sell, you receive slightly less. This difference is Newton’s fee.
The $100 Buy Test
I bought $100 CAD of Bitcoin on Newton, Wealthsimple, and Coinbase at the exact same minute. After spread and fees, I ended up with $98.40 worth on Newton vs $97.10 on Wealthsimple. Newton’s lower spread saved me $1.30 on a single $100 trade—that adds up fast.
Fee tiers by asset:
| Tier | Coins | Fee Range |
|---|---|---|
| Tier 1 | BTC, ETH, USDC | 1.00% - 1.15% |
| Tier 2 | LTC, SOL, XLM | 1.25% - 1.45% |
| Tier 3 | All other coins | 1.50% - 1.60% |
The fee is “per side,” meaning you pay it on both buys and sells. If you buy Bitcoin and later sell it, you pay the spread twice.
Example costs:
| Trade Amount | Tier 1 Cost (~1.1%) | Tier 2 Cost (~1.35%) | Tier 3 Cost (~1.55%) |
|---|---|---|---|
| $100 | $1.10 | $1.35 | $1.55 |
| $500 | $5.50 | $6.75 | $7.75 |
| $1,000 | $11.00 | $13.50 | $15.50 |
| $5,000 | $55.00 | $67.50 | $77.50 |
Tip: The spread is shown before you confirm any trade. Check the buy and sell prices to see exactly what you’re paying before you commit.
How to Calculate the Real Spread
Newton claims “No Fees,” but the fee is hiding in the spread. To see it yourself: open CoinGecko, note the Bitcoin CAD price, then check Newton’s buy price for BTC. The difference is what you’re actually paying. For Bitcoin, it’s typically 1.0-1.2% above the global spot price.
CAD deposit and withdrawal fees
All CAD deposits and withdrawals are free on Newton.1
| Method | Deposit Fee | Withdrawal Fee | Limits |
|---|---|---|---|
| Interac e-Transfer | Free | Free | $10,000/day |
| Wire Transfer | Free | Free ($10K+) | $10,000 min, $1M max |
| EFT (Direct bank) | Free | $50,000/day |
Wire transfer note: Wire withdrawals are free for amounts over $10,000. For amounts between $5,000-$10,000, there’s a $35 fee.
This is a significant advantage over some competitors. NDAX charges $1.50-$4.99 for CAD withdrawals. Wealthsimple is also free, but has higher trading fees.
Crypto withdrawal fees
Newton covers the first $5 of network fees for one crypto withdrawal per day (midnight to midnight ET).1
| Scenario | What You Pay |
|---|---|
| First daily withdrawal, network fee under $5 | $0 |
| First daily withdrawal, network fee over $5 | Amount over $5 |
| Additional withdrawals same day | Full network fee |
Network fees vary by blockchain and congestion. Bitcoin and Ethereum can be expensive ($5-$50 during high traffic). Solana, XLM, and XRP are typically under $1.
Tip: If you need to withdraw crypto frequently, use low-fee networks. Withdraw USDC via Solana or Polygon instead of Ethereum to avoid high gas fees.
Staking fees
Newton charges a fee on staking rewards, deducted before rewards are distributed to your account.1
| Asset | Newton’s Fee | Your Net Yield (approx) |
|---|---|---|
| Ethereum (ETH) | 15% of rewards | ~3.5-4% APY |
| Solana (SOL) | Varies | ~5-6% APY |
| Cardano (ADA) | Varies | ~3-4% APY |
| Polkadot (DOT) | Varies | ~10-12% APY |
The fee is taken from your rewards, not your staked principal. If you earn 100 units in rewards, Newton keeps 15 units (for ETH) and you receive 85.
Compared to competitors:
- Wealthsimple: 20-30% of rewards (higher)
- NDAX: 20% of rewards (higher)
- Self-staking: 0% (but requires technical knowledge)
How to minimize Newton fees
1. Trade Tier 1 coins when possible
Bitcoin, Ethereum, and USDC have the lowest fees (1.0%-1.15%). If you’re cost-sensitive, focus on these assets.
2. Use the $25 sign-up bonus as a fee rebate
The $25 referral bonus isn’t just free money - it’s a fee rebate. At Newton’s ~1.1% trading fee for Bitcoin, $25 covers the fees on approximately $2,300 worth of trades.
| Your Monthly Trading | Months of “Free” Trading |
|---|---|
| $200/month | ~10 months |
| $500/month | ~4 months |
| $1,000/month | ~2 months |
3. Consolidate withdrawals
Newton covers the first $5 of network fees once per day. Instead of multiple small withdrawals, batch them into one daily withdrawal.
4. Use low-fee networks
When withdrawing stablecoins or ETH, use Polygon, Arbitrum, or Solana networks instead of Ethereum mainnet. Network fees are pennies instead of dollars.
How Newton fees compare to competitors
| Platform | Trading Fee | CAD Withdrawal | Crypto Withdrawal |
|---|---|---|---|
| Newton | 1.0%-1.6% | Free | First $5/day covered |
| Shakepay | 0.5%-2.0% | Free | Free (all gas covered) |
| Wealthsimple | 1.5%-2.0% | Free | Network fees apply |
| NDAX | ~0.4% | $1.50-$4.99 | Flat fees per coin |
| Bitbuy | 0.5% | Fees apply | Fees apply |
Bottom line: Newton is competitive for trading fees, excellent for CAD withdrawals (free), and middle-of-the-pack for crypto withdrawals (partial coverage).
Related Pages
- Newton vs Shakepay: Fee Comparison
- Newton vs Wealthsimple: Fee Comparison
- Newton vs NDAX: Fee Comparison
- Is Newton Safe?
- Newton Referral Code 2026
Footnotes
Frequently Asked Questions
Does Newton charge trading fees?
Newton charges a spread (1.0%-1.6%) but no separate commission. The spread is built into the buy and sell prices you see. There's no additional fee added to your transaction.
How much is Newton's spread?
1.0%-1.15% for Bitcoin, Ethereum, and USDC. 1.25%-1.45% for Litecoin, Solana, and Stellar. 1.50%-1.60% for all other coins.
Are Newton withdrawals free?
CAD withdrawals are free via Interac e-Transfer. For crypto withdrawals, Newton covers the first $5 of network fees daily. You pay any amount above $5 or for additional same-day withdrawals.
Is Newton cheaper than Shakepay?
They're similar for trading. Newton's spread is typically 1.0%-1.15% for BTC/ETH, while Shakepay ranges from 0.5%-2.0%. Newton has more coins and staking. Shakepay covers all crypto withdrawal fees.
Does Newton have hidden fees?
No. The spread is disclosed, and there are no account fees, inactivity fees, or deposit fees. The only fees are the trading spread, staking fees, and network fees for crypto withdrawals (partially covered).
About the Author
Alex Vance — Crypto Contributor
Alex helps Canadians discover the benefits of trading cryptocurrency with Newton. With a focus on accurate, up-to-date information about referral bonuses and crypto tips, Alex is committed to helping readers make informed decisions on their crypto journey.
